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The towing capacity is more than likely a guesstimate of the sum of a combination of things: axle size and rating, spring rate, axle gearing, and brake size.
I personally believe they also use a service factor of 1.5 as corporate CYA (cover your ass).
I would think that unless you are running a 4 cylinder with 38's. Then you should be able to tow that boat all day every day. Just make sure that you plan ahead for stops until you get used to the braking change.
If the boat takes on water and the Jeep doesn't want to pull it up the ramp, shift it into 4 Low for some extra torque. Then pull the drain plug when you get it out and go back to 2WD.
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Safety yellow and Handicap blue CJ with 5.3 Vortec/TH400/Tons/Atlas/Roks/Locks and Airshocks.
1622 Miles from Moab.
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